Personal Protection

The need for life assurance is based on the absolute certainty that death is inevitable, but the timing is unknown. There is enormous reassurance in protecting the future for your family, dependants or minimising the impact of Inheritance Tax in the event of death.

The principle options available include:

Term Assurance
Decreasing Term Assurance
Family Income Benefit

Whole Of Life
Critical Illness
Income Protection

We are vastly experienced in independently researching the most appropriate package of life cover to suit you and your family’s needs, including whether benefits should be written under trust. The completion and underwriting of a basic medical questionnaire will determine the cost and term of cover.

Business Protection

Business protection planning is designed to protect companies against the impact of losing personnel through critical illness, disability or death who are key to the running of the business.

Life Assurance as a solution provides the financial protection to cover the disruption to a business after the loss of someone who makes a major contribution to the business success:

Key Person Protection
Share Protection
Business Loan Protection

All the above can cover the impact of ensuring the loss of profits, equity share pay out or ongoing cash flow needs are met to allow the continued trading of the business.

Find out more

Epic Financial Care can advise you on all aspects of investment, pensions and protection. If you would like any further information or have any questions, please feel free to give us a call on 01706 633 545 or contact us.

EPIC Financial Care Ltd is authorised & regulated by The Financial Services Authority. Registered in England 6504335.